What is a Mini Stocks & Shares ISA?

It is a Mini Stocks and Shares ISA, it is structured as a tax free, with profit, whole of life assurance policy, with these benefits:-

• It starts earning bonuses from the day you invest
• Guaranteed full value withdrawal option on every 10th anniversary

Who can have one?

Any UK resident between the ages of 18 and 69.

How much can be invested?

• From as little as £250, up to the Government maximum of £4,000 in each tax year. A tax year runs from 6th April to 5th April.
• Payments can be made by lump sum, or if you prefer, monthly from £25.
• Once the £4,000 limit has been reached you cannot invest more until the new tax year, when you are allowed to take out a further ISA .

How long do I have to save for?

• You are not committed to a fixed term
• You can stop investing at any time
• The plan should be seen as a long term investment
• To get the most from the ISA, it is advisable to leave your money to grow for at least 10 years
• If you can cash it in before 10 years, you could get back less than you have paid in.

• Download & Read Key Features (PDF) *
• Access Key Features & Quote Form (PDF)*
• Download Key Features & Application Form (PDF)*
• Request an Information Pack

Please note Key Features must be read and agreed in order to receive a quote or to apply

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